Home buying can be a stressful challenge for all kinds of people…First picking out your home can be quite the challenge in itself, and not to mention all the steps to get to closing…However, choosing the right agent, who has been through a variety of experiences like yours before, can help put you at ease. Here is the Home Buying Process laid out in an easy way for all to understand.

Step 1)  Find a home.
Make sure to take advantage of all the available options for finding homes on the market, including using your real estate agent, searching for listings online and driving around the neighborhoods that interest you in search of for-sale signs. Also put some feelers out there with your friends, family and business contacts. You never know where a good reference or lead on a home might come from.

Step 2) Consider your financing options and secure financing.
First-time homebuyers have a wide variety of options to help them get into a home, including federally-backed loans and loans for homebuyers who don’t have the standard 20% minimum down payment. Your state may also have its own programs for first-time homebuyers. Your mortgage interest rate will also have a major impact on the total price you pay for your home, so shop around. It will really pay off.

3) Make an offer.
Your real estate agent will help you decide how much money you want to offer for the house along with any conditions you want to ask for, like having the buyer pay for your closing costs. Your agent will then present the offer to the seller’s agent; the seller will either accept your offer or issue a counter-offer. You can then accept, or continue to go back and forth until you either reach a deal or decide to call it quits. If you reach an agreement, you’ll make a good-faith deposit and the process then transitions into escrow. Escrow is a short period of time (often about 30 days) where the seller takes the house off the market with the contractual expectation that you will buy the house – provided you don’t find any serious problems with it when you inspect it.

4) Obtain a home inspection.
Even if the home you plan to purchase appears to be flawless, there’s no substitute for having a trained professional inspect the property for the quality, safety and overall condition of your potential new home. If the home inspection reveals serious defects that the seller did not disclose, you’ll generally be able to rescind your offer and get your deposit back. Negotiating to have the seller make the repairs or discount the selling price are other options if you find yourself in this situation.

5) Close or move on.
If you’re able to work out a deal with the seller, or better yet, if the inspection didn’t reveal any significant problems, you should be ready to close. It’s important to follow each step of the process to ensure an easy closing.

 The well manicured exterior matches the beauty of its interior with volume ceilings, crown molding, a well-appointed kitchen with stainless steel appliances, granite counter tops, rich-maple cabinets, bar, & breakfast area. The split-bedroom plan creates privacy for the master suite accessorized by its garden tub, separate shower room, dual sinks, and a walk-in closet. Contact agent Brittany Mitchell for more info! 

We think you’ll love this Charming 3 Bedroom, 2 Bath home framed with a Water View! This quiet & friendly neighborhood is located nearby the energetic cities of St. Pete, Sarasota, and Bradenton…

Take at look at our newly listed waterfront furnished condo available for rent! Located in Treasure Island, Florida, this home offers beautiful views of the marina and water ways! This Furnished 2 Bedroom 2 Bathroom Condo is in the waterfront community of Key Capri and features many, many amenities to enjoy daily. This condo is available for a minimum of 6 months.  This perfect location is conveniently adjacent to John’s Pass Boardwalk Shopping Center and the West Coast Beaches of Florida providing easy access to Clearwater and the St Pete Beaches as well as the many beaches up and down Gulf Boulevard – come on down and get some sand in your toes. For the outdoor enthusiast or tri-athlete you can enjoy the heated pool and spa, running or walking on the beaches, a fitness center, and waterfront tennis courts (don’t let the waterview distract your game) as well as all of the nearby outdoor activities including fishing from the pier and boating – you can see beautiful boats right from the balcony. There is a social gathering room for entertainment and an opportunity to meet and greet your neighbors. Need some quiet time, enjoy some books from the community library. Try your skill at billiards, ping pong, and shuffleboard to keep life light, bright and fun. Enjoy an ice cold beverage at the Tiki Hut and cook out on the gas grille. There is a laundry facility located right in the building for convenience. Call today to schedule a showing!

When selling your home, you want to make sure that even the little things are done right… Here are 48 Ways to Speed a House Sale! Do these little things to get your sale going faster! A little de-cluttering, staging, and easy repairs can go a long way when selling your home…

2028 Point Overlook Drive North East

St. Petersburg, FL

This well-maintained home sits beautifully on waterfront property featuring exquisite views, a private dock, screened in patio, outside grill, and a well-furnished interior that matches the beauty in its exterior features. Get out of the cold weather, and slip into your own Florida oasis…you can see the manatees playing right from the backyard. This is a home to please many…whether your looking for a nice family home, a place to entertain, or a quick get-a-away spot, this is the home for you. It can be your paradise now! Dock up your boat at this home, or just relax by the pool & enjoy the view…This 2 Bedroom, 3 Bathroom Home, has a 2 Car Garage and is Available from January 15, 2016 to April 30, 2016. Call our agent, Theresa Lynn Collins, at 813-918-9913, or our office at 727-800-9929, for more details and to see this home.

Sunset Pointe – Collany Key…We’re Broken Ground in Tierra Verde!

The Skies may be gray…but there is a very happy sunny moment as the pilings are driven for the first building of the exquisite residences at Sunset Pointe!!!

Towering 41 stories above the downtown skyline, ONE St. Petersburg’s landmark architecture, luxury tower residences, premier hotel, and array of world-class shopping, dining and amenities make it the new center of attention in this vibrant cityscape.

Construction of ONE St. Petersburg, a 41-story condo tower in the heart of downtown,

will start sooner than expected because of strong sales! The condos range in price from $500,000s 

to more than $3 million. A formal groundbreaking on the 253-unit tower and adjacent Hyatt hotel

is scheduled for early next year. The condo will feature retail stores  on the ground levels, and 

convenience to all the wonderful amenities of living downtown…

culture, waterfront, shopping, dining, sporting events, & more.

New to the Tierra Verde community, Allen Collins Realty is excited to introduce the New Tierra Verde Marina Resort. The Open House Party of the new marina is this weekend, November 14th, 2016 from 11:00 am – 3:00 pm. This event features…

• Live Music
• Food & Beverages from The Island Grille and Raw Bar
• Boats on display from: SeaVee, Galati, & Dorado
• Fuel Discount of $0.20 off per gallon during the event

The marina offers offer High & Dry storage for boats up to 38′ in length and 16,000 lbs, storage in a protected basin for boats up to 120′ in length, lifts that allow 24/7 access to your boat while still keeping it out of the water, both Marine Diesel and Ethanol-Free 90 Gasoline at some of the lowest rates on the West Coast of Florida, the marina is also soon to have an on-site full maintenance operation to meet all of your boat, motor, AC, and electronics service needs. Some other fun features soon to be a part of the marina include a 90-room boutique hotel planned for opening Spring, 2017, the relocation of The Island Grille and Raw Bar – in March, 2016, and a pool free to use for all marina guests!! 

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